Aaaand ... paid

Today I saved myself nearly $200 by prepaying for my gym membership.  Every year around this time the gym sends out coupons to members for $99/year.  Last year I forgot to switch my membership over to this so I wasn't able to take advantage of it.  This year I did though.  I lose some of the benefits I had before (tanning, bring a friend, going to other locations) but I very rarely used them so I really don't care.  So now I'm good to go for the year and won't have to worry about paying again until next Christmas.